Cost of Living in Funafuti, Tuvalu - Country Guide

Funafuti Cost of Living, Rent Prices, Salaries & Quality of Life (2026)

Tuvalu Β· Oceania

$1,150

Monthly Cost

avg/person

45

Cost Index

NYC=100

36

Rent Index

NYC=100

42

Quality of Life

Below Average

62

Safety Index

Moderate

0.0059M

Population

AUD

Quality Indices

Quality of Life
42
Purchasing Power
30
Safety
62
Healthcare
38
Climate
68
Traffic & Commute
20

Currency

AUDPrices shown in USD

Data collected from contributors and public sources.

Updated: July 2026

Prices are indicative.

ItemPrice (USD)
Meal (inexpensive)$7
Meal for 2 (mid-range)$25
McMeal at McDonald's$0
Domestic Beer (0.5L)$3
Imported Beer (0.33L)$4.5
Cappuccino$3
Coke/Pepsi (0.33L)$1.5
Water (0.33L)$1
ItemPrice (USD)
Milk (1L)$3
Bread (500g)$2.5
Rice (1kg)$1.8
Eggs (12)$5.5
Chicken (1kg)$10
Beef (1kg)$16
Apples (1kg)$6
Banana (1kg)$0.8
Tomato (1kg)$4
Potato (1kg)$3.5
Onion (1kg)$3
Water (1.5L)$1
ItemPrice (USD)
1-way Ticket (local)$0
Monthly Pass$0
Taxi 1km$0.5
Gasoline (1L)$1.8
Volkswagen Golf$32000
Toyota Corolla$25000
ItemPrice (USD)
Basic (85mΒ² apt)$150
Mobile Plan$30
Internet (60 Mbps)$70
Fitness Club/month$25
ItemPrice (USD)
1BR Center$550/mo
1BR Outside$350/mo
3BR Center$1,250/mo
3BR Outside$750/mo
Price/mΒ² Center$1,800/mΒ²
Price/mΒ² Outside$1,100/mΒ²
ItemPrice (USD)
Average Net Salary$350
Mortgage Interest Rate9%

Cost of Living in Funafuti β€” Complete Guide (2026)

Monthly Budget Overview

The average cost of living in Funafuti, Tuvalu is approximately $1,150 per month for a single person. This includes rent, groceries, local transport, and utilities. Compared to New York City (index 100), Funafuti has a cost index of 45, making it around 55% more affordable. Individuals and couples should budget higher depending on housing size and lifestyle choices, while students and solo remote workers often spend near the lower end of this range.

Rent and Housing Costs

Renting a one-bedroom apartment outside major population centers in Funafuti costs around $350/month, while a one-bedroom in a central area is approximately $550/month. A three-bedroom apartment in a central area averages $1,250/month. The rent index for Funafuti is 36 compared to New York City (NYC = 100).

Food, Groceries & Dining Out

Everyday grocery costs and restaurant prices in Funafuti play a major role in the overall monthly budget. Prices vary between local markets, mid-range restaurants, and imported goods, so residents who cook at home and shop at local markets typically spend noticeably less than those who eat out often. See the Restaurants and Markets & Groceries tables above for a full item-by-item price breakdown.

Transportation Costs

Public transport, taxis, fuel, and vehicle costs in Funafuti are detailed in the Transportation table above. A traffic and commute score of 20/100 indicates how easy day-to-day travel around the country generally is, which matters when comparing regions before relocating.

Quality of Life and Safety

Funafuti scores 42/100 on the quality of life index and 62/100 on safety. Healthcare is rated 38/100. The climate index is 68/100. These scores are based on factors including infrastructure, pollution levels, healthcare access, and crime rates reported by residents and contributors, and are updated regularly to reflect current conditions.

Salaries and Purchasing Power

The average net salary in Funafuti is approximately $350/month. With a purchasing power index of 30/100, residents can cover basic expenses and save modestly. The local currency is AUD, though all prices on this page are displayed in USD for easy international comparison.

Utilities & Monthly Bills

Electricity, water, heating/cooling, and internet costs are broken down in the Utilities & Services table above. Combined with rent, these fixed monthly costs form the core of any relocation budget for Funafuti.

Is Funafuti Good for Digital Nomads?

Remote workers evaluating Funafuti should weigh the 45 cost index against the 42/100 quality of life score and 62/100 safety rating. Combined with reliable internet infrastructure (see Utilities above), these numbers help determine whether Funafuti fits a remote-work budget and lifestyle.

Monthly Budget Breakdown in Funafuti

ExpenseEstimated Monthly Cost (USD)
Rent β€” 1BR Outside Center$350
Rent β€” 1BR City Center$550
Rent β€” 3BR City Center$1,250
Average Net Salary$350
Total Avg. Monthly Cost (single person, all-inclusive)$1,150

See the Restaurants, Markets & Groceries, Transportation, and Utilities tables above for a full itemized breakdown.

Cost of Living for Families in Funafuti

Families relocating to Funafuti typically need a larger home, higher grocery spend, and budget for schooling and healthcare. A 3-bedroom apartment in a central area runs around $1,250/month, and with a healthcare index of 38/100 and safety index of 62/100, Funafuti is worth researching neighborhood-by-neighborhood before committing to a family move. Total household budgets usually run well above the single-person average of $1,150/month once housing size, schooling, and childcare are factored in.

Student Living Costs in Funafuti

Students in Funafuti generally spend less than the citywide single-person average by sharing accommodation, using public transport, and cooking at home. With a cost index of 45 (NYC = 100) and a rent index of 36, budget-conscious students can often keep total monthly spend meaningfully below the $1,150 average, especially if renting outside the city center at roughly $350/month or splitting that cost with roommates.

Quick Summary

The average cost of living in Funafuti is $1,150 per month for a single person. Housing costs average $350for a one-bedroom apartment outside the city center. The country scores 42/100 for quality of life and 62/100 for safety. Compared with New York City, Funafuti has a cost index of 45, making itmore affordable.

Pros and Cons of Living in Funafuti

Pros

  • Affordable overall cost of living (index 45, NYC = 100)
  • Strong safety rating (62/100)
  • Favorable climate year-round (68/100)

Cons

  • Healthcare index is on the lower side (38/100)
  • Purchasing power is limited relative to local prices (30/100)
  • Traffic and commute can be a challenge (20/100)

How does Funafuti compare to other countries?

Funafuti is located in Oceania with a population of approximately 0.0059M. At a cost index of 45 (NYC = 100), it is one of the most affordable countries in the world, ideal for budget-conscious expats, remote workers, and retirees. Use the free comparison tool to see how Funafuti stacks up against any other city or country worldwide across rent, groceries, transport, and salaries.

Frequently Asked Questions About Funafuti

What is the cost of living in Funafuti?

The average cost of living in Funafuti, Tuvalu is approximately $1,150 per month for a single person, including rent, food, transportation, and utilities. The cost index is 45 relative to New York City (NYC = 100).

How much does rent cost in Funafuti?

Rent in Funafuti varies by neighborhood and apartment size. The rent index is 36 (NYC=100). A 1-bedroom apartment outside the center averages around $350/month, while a 1-bedroom in the center runs closer to $550/month.

Is Funafuti expensive to live in?

Funafuti has a cost index of 45 compared to New York City (100). At 45, Funafuti is considered very affordable and one of the cheaper places globally. The average monthly budget for a single person is around $1,150.

What is the quality of life in Funafuti?

Funafuti has a quality of life index of 42/100 and a safety index of 62/100. Located in Oceania, it offers a below average quality of life rating based on factors including safety, healthcare, climate, and infrastructure.

What is the average salary in Funafuti?

The average net salary in Funafuti is approximately $350/month, with a purchasing power index of 30/100.

Is Funafuti good for digital nomads and remote workers?

Funafuti has a cost index of 45 and a quality of life score of 42/100, making it worth evaluating against your specific budget and lifestyle needs. Check current rent, transport, and utility costs above before planning a move.

What is the best city to live in Funafuti?

Check the individual city pages for Funafuti to compare quality of life, safety, and cost data across locations.

How does the cost of living in Funafuti compare to other countries?

Use Worldlivingcost's free comparison tool to compare Funafuti with any city or country worldwide. Funafuti's cost index is 45 (NYC=100), making it cheaper than New York. Compare rent, groceries, transport, healthcare, and salaries side by side at https://worldlivingcost.com/compare